Future of Health & Protection Summit 2026

Networking breakfast and registration

8:45am – 9:15am GMT, 12 March 2026 ‐ 30 mins

Join your peers for a facilitated networking breakfast

Welcome and introduction

9:15am – 9:30am GMT, 12 March 2026 ‐ 15 mins

Welcome and introduction

Speakers

Debi O'Donovan

Co-founder & Director, REBA

Find out more

Opening keynote

9:30am – 10:00am GMT, 12 March 2026 ‐ 30 mins

Keynote

Workshop session 1

10:10am – 11:10am GMT, 12 March 2026 ‐ 1 hour

Workshop sessions will run concurrently – the attending delegates will be able to choose 1 topic during each of the two workshop sessions throughout the day. Outline workshop topics include:

Potential topics and areas of focus include:

Global medical trends: cost and risk implications for health and protection insurance over the next 2-5 years

• Identifying key medical risks for your employee population and specific country risks to prioritise focus
• Ensuring your insurance and protection insurances are fair, equitable an inclusive in the face of rising costs
• Leveraging and maximising value-added services for greater efficiency
• Aligning corporate and employee benefits risk for more stability and predictability
• Impact of mobility and employee expectations around employer-funded healthcare provision

Balancing a global wellbeing strategy with the specific State and health insurance needs of local markets

• Rethinking employer-funded health design to compliment local health state provision by asking the right questions
  • How does employer-funded healthcare in a specific country relate to the local healthcare system?
  • Understanding how providers and consultants regulated in local markets and how this impacs health insurance
• Boosting take-up and improvements in employee health - creating communications for a global population with different local needs by ensuring health promotion is linked to the specific health risks per country
• Understanding cultural nuances and maturity levels (on key health issues) and how this impacts access to healthcare and service levels across territories

Using Multinational Pooling or Captives for cost efficiency and better control of risks

• Exploring how Multinational Pooling, Captives and Global Underwriting works and whether it’s right for your organisation
• Access to global data insights: understanding how the different global employer-funded options can be powerful tools for global organisations

Impact of AI and advances in medical tech in shifting clinical journeys and employee experiences

• End-to-end pathways – using innovative technologies to transform health outcomes for employees
• Where is the investment coming from and how will it benefit all parties?
• The impact of medical advances, tech and new treatments on insurance costs
• The role of reward and benefits directors in having the difficult conversations (for example, whether to allow access to the latest experimental treatment for one employee, issues around precedent setting and so on)

Managing and mitigating health risks and costs: driving value for spend through preventative and rehabilitative wellbeing services

• Managing health to manage cost through preventative health and wellbeing products and services
• How to drive more value from your suppliers
• The hidden cost benefits and savings of extending cover to family members
• Addressing ageing workforce risks
• What are insurers doing to improving rehabilitation options?
• Using data insights to identify employee and country-specific risks across your organisation and aligning with OH services

Shifting responsibility and empowerment: balancing employer and employee responsibility

• Be creative in benefits design to reduce costs and give people choice and ownership
• Managing employee expectations and demand around healthcare benefits
• How to measure employee contribution to their health – where should employers start and stop their line of responsibility?
• Understanding the barriers to behaviour change and what drives and motivates different employees populations
• Personalising healthcare for multi-generational workforce 
• What’s the experiential impact that you want your employees to have through the insurance mechanism (impact on talent attraction and retention)?
• Education and health promotion campaigns to help/encourage people on how to live well for longer

Using health data to understand the health risks in your organisation and make informed decisions

• Using aggregated data from risk insurances, PMI, health checks, OH data to build a better picture of the health risks specific to your employee population
• Who is claiming for what and how can you act more effectively on the data (for example, how are musculoskeletal claims different for different generations?)
• Make use of absence data – what does it tell you, longevity of staff by generation – to help better understand preferences
• Create a Health board to support co-ordinated data insights and difficult decision-making

Where next for group protection insurances: how this key employee benefits is changing

• How will protection insurance landscape evolve over next 2-5 years?
• How increased support services and virtual GPs will shift premium and claims
• The impact of changing claims on future product offerings
• Will we continue to see a move from whole life cover to term life cover – what are providers, insurers and employers doing in this space?
• Impact of later or no retirement age across countries on future claims levels
• Role of vocational rehabilitation, OH and independent review
• The rising interest in job redesign and new ways of working to keep people in work and reduce claims

Is a Healthcare Trust the right option for your organisation?

• Exploring viability, impact, costs, experience and administration of healthcare trusts
• What are the key criteria to have in place before considering a trust
• What are the design pros and cons of a trust for your workforce

Harnessing AI to improve visibility and efficiency: Redefining health benefits optimisation

10:10am – 11:10am GMT, 12 March 2026 ‐ 1 hour

Workshop

AI and advanced analytics are reshaping how global health benefits are designed, managed and optimised. This strategic workshop will explore practical AI-use cases, from predictive analytics to personalised care pathways, to uncover how AI can be used to gain visibility across regions, predict and mitigate future health costs, and help organisations transition from reactive benefits management to proactive, AI-driven decision-making that improves outcomes for both the business and employees.

Key discussion points:

• Designing from scratch: What information do you need and how AI can act as ‘an expert in your pocket’ to bridge knowledge gaps across multiple regions
• Is your global healthcare programme working? Using AI to optimise health benefits investment and reveal where spend should be rebalanced, benefits redesigned or removed and how competitive your offer is in your region
• Predicting and mitigating future health costs: Using AI and predictive analytics to support personalised care pathways that reduce claims, prevent over-insurance and manage regional cost variation

Speakers

Gethin Nadin BSc MBPsS RSPH RSA

Multi-Award-Winning Psychologist, two-times bestselling HR Author and Chief Innovation Officer, Benifex and Zellis

Find out more

Ross Spearman

Chief Experience Officer, Benifex

Find out more

Evidence-based cost control strategies: What works in practice

10:10am – 11:10am GMT, 12 March 2026 ‐ 1 hour

Workshop

Containing healthcare costs requires more than short-term fixes. Examine proven, data-driven interventions that have improved outcomes, reduced claims and supported prevention. Explore how to use data analytics to focus investment where it drives measurable value.

Finding the right financing model for your organisation

10:10am – 11:10am GMT, 12 March 2026 ‐ 1 hour

Workshop

From captives and trusts to multinational pooling and hybrid models, the financing landscape is changing fast. Explore the strategic and practical considerations of each approach, including governance, transparency and long-term value realisation.

Investing in prevention to futureproof workforce health and sustainability

10:10am – 11:10am GMT, 12 March 2026 ‐ 1 hour

Workshop

Prevention is now essential to workforce sustainability. Explore how employers can balance short-term cost pressures with long-term health outcomes, using targeted investment to drive engagement, resilience and productivity across global populations.

From spend to value: The measures and metrics that secure leadership buy-in

10:10am – 11:10am GMT, 12 March 2026 ‐ 1 hour

Workshop

The challenge for every benefits leader is to translate healthcare spend into demonstrable business value. This workshop examines the metrics, analytics and storytelling techniques that strengthen leadership confidence, justify continued investment and elevate benefits as a strategic lever.

Global health trends: Anticipating risks and opportunities

10:10am – 11:10am GMT, 12 March 2026 ‐ 1 hour

Workshop

As global health dynamics evolve, employers face increasing complexity in managing costs, coverage and access. This workshop delves into emerging risks, from chronic conditions to demographic shifts and the opportunities for organisations to anticipate and act before costs escalate.

Data-driven risk management: Anticipating future workforce health risks and challenges

10:10am – 11:10am GMT, 12 March 2026 ‐ 1 hour

Workshop

Proactive risk management starts with the right data insights. Explore how employers can improve data quality, integration and governance to identify emerging health and people risks early and how predictive analytics can help guide targeted, preventative action.

Global consistency vs local flexibility: Designing for compliance and culture

10:10am – 11:10am GMT, 12 March 2026 ‐ 1 hour

Workshop

Balancing global governance with local relevance is one of the toughest challenges in benefits design. This workshop session will explore how organisations can achieve alignment while staying compliant and culturally attuned with examples of what good practice looks like in 2026 and beyond.

Delivering whole-of-workforce healthcare: Closing gaps and advancing inclusion

10:10am – 11:10am GMT, 12 March 2026 ‐ 1 hour

Workshop

Equity in healthcare access is now a defining element of an inclusive workforce strategy. Explore how employers are identifying and closing gaps in healthcare provision across diverse employee populations, balancing DEI ambitions with cost control and operational realities.

Morning coffee break

11:10am – 11:35am GMT, 12 March 2026 ‐ 25 mins

Networking and refreshment

Spotlight session

11:35am – 12:35pm GMT, 12 March 2026 ‐ 1 hour

A series of three short sharp spotlight talks from leading industry commentators that provide insights and latest thinking on big picture issues and the key emerging themes and trends.

Spotlight Q&A

11:35am – 12:35pm GMT, 12 March 2026 ‐ 1 hour

Spotlight talk

Networking table exercise hosted by REBA

12:35pm – 1:00pm GMT, 12 March 2026 ‐ 25 mins

Join forces with fellow attendees for a bit of light-hearted fun and networking. Compete with other tables in REBA’s pre-lunch quiz on all things health and protection!

Join forces with fellow attendees for a bit of light-hearted fun and networking. Compete with other tables in REBA’s pre-lunch quiz on all things health and protection!

Seated networking lunch

1:00pm – 2:15pm GMT, 12 March 2026 ‐ 1 hour 15 mins

Networking and refreshment

Workshop session 2

2:15pm – 3:15pm GMT, 12 March 2026 ‐ 1 hour

Workshop sessions will run concurrently – the attending delegates will be able to choose 1 topic during each of the two workshop sessions throughout the day. Outline workshop topics include:

Potential topics and areas of focus include:

Global medical trends: cost and risk implications for health and protection insurance over the next 2-5 years

• Identifying key medical risks for your employee population and specific country risks to prioritise focus
• Ensuring your insurance and protection insurances are fair, equitable an inclusive in the face of rising costs
• Leveraging and maximising value-added services for greater efficiency
• Aligning corporate and employee benefits risk for more stability and predictability
• Impact of mobility and employee expectations around employer-funded healthcare provision

Balancing a global wellbeing strategy with the specific State and health insurance needs of local markets

• Rethinking employer-funded health design to compliment local health state provision by asking the right questions
  • How does employer-funded healthcare in a specific country relate to the local healthcare system?
  • Understanding how providers and consultants regulated in local markets and how this impacs health insurance
• Boosting take-up and improvements in employee health - creating communications for a global population with different local needs by ensuring health promotion is linked to the specific health risks per country
• Understanding cultural nuances and maturity levels (on key health issues) and how this impacts access to healthcare and service levels across territories

Using Multinational Pooling or Captives for cost efficiency and better control of risks

• Exploring how Multinational Pooling, Captives and Global Underwriting works and whether it’s right for your organisation
• Access to global data insights: understanding how the different global employer-funded options can be powerful tools for global organisations

Impact of AI and advances in medical tech in shifting clinical journeys and employee experiences

• End-to-end pathways – using innovative technologies to transform health outcomes for employees
• Where is the investment coming from and how will it benefit all parties?
• The impact of medical advances, tech and new treatments on insurance costs
• The role of reward and benefits directors in having the difficult conversations (for example, whether to allow access to the latest experimental treatment for one employee, issues around precedent setting and so on)

Managing and mitigating health risks and costs: driving value for spend through preventative and rehabilitative wellbeing services

• Managing health to manage cost through preventative health and wellbeing products and services
• How to drive more value from your suppliers
• The hidden cost benefits and savings of extending cover to family members
• Addressing ageing workforce risks
• What are insurers doing to improving rehabilitation options?
• Using data insights to identify employee and country-specific risks across your organisation and aligning with OH services

Shifting responsibility and empowerment: balancing employer and employee responsibility

• Be creative in benefits design to reduce costs and give people choice and ownership
• Managing employee expectations and demand around healthcare benefits
• How to measure employee contribution to their health – where should employers start and stop their line of responsibility?
• Understanding the barriers to behaviour change and what drives and motivates different employees populations
• Personalising healthcare for multi-generational workforce 
• What’s the experiential impact that you want your employees to have through the insurance mechanism (impact on talent attraction and retention)?
• Education and health promotion campaigns to help/encourage people on how to live well for longer

Using health data to understand the health risks in your organisation and make informed decisions

• Using aggregated data from risk insurances, PMI, health checks, OH data to build a better picture of the health risks specific to your employee population
• Who is claiming for what and how can you act more effectively on the data (for example, how are musculoskeletal claims different for different generations?)
• Make use of absence data – what does it tell you, longevity of staff by generation – to help better understand preferences
• Create a Health board to support co-ordinated data insights and difficult decision-making

Where next for group protection insurances: how this key employee benefits is changing

• How will protection insurance landscape evolve over next 2-5 years?
• How increased support services and virtual GPs will shift premium and claims
• The impact of changing claims on future product offerings
• Will we continue to see a move from whole life cover to term life cover – what are providers, insurers and employers doing in this space?
• Impact of later or no retirement age across countries on future claims levels
• Role of vocational rehabilitation, OH and independent review
• The rising interest in job redesign and new ways of working to keep people in work and reduce claims

Is a Healthcare Trust the right option for your organisation?

• Exploring viability, impact, costs, experience and administration of healthcare trusts
• What are the key criteria to have in place before considering a trust
• What are the design pros and cons of a trust for your workforce

Harnessing AI to improve visibility and efficiency: Redefining health benefits optimisation

2:15pm – 3:15pm GMT, 12 March 2026 ‐ 1 hour

Workshop

AI and advanced analytics are reshaping how global health benefits are designed, managed and optimised. This strategic workshop will explore practical AI-use cases, from predictive analytics to personalised care pathways, to uncover how AI can be used to gain visibility across regions, predict and mitigate future health costs, and help organisations transition from reactive benefits management to proactive, AI-driven decision-making that improves outcomes for both the business and employees.

Key discussion points:

• Designing from scratch: What information do you need and how AI can act as ‘an expert in your pocket’ to bridge knowledge gaps across multiple regions
• Is your global healthcare programme working? Using AI to optimise health benefits investment and reveal where spend should be rebalanced, benefits redesigned or removed and how competitive your offer is in your region
• Predicting and mitigating future health costs: Using AI and predictive analytics to support personalised care pathways that reduce claims, prevent over-insurance and manage regional cost variation

Speakers

Ross Spearman

Chief Experience Officer, Benifex

Find out more

Gethin Nadin BSc MBPsS RSPH RSA

Multi-Award-Winning Psychologist, two-times bestselling HR Author and Chief Innovation Officer, Benifex and Zellis

Find out more

Evidence-based cost control strategies: What works in practice

2:15pm – 3:15pm GMT, 12 March 2026 ‐ 1 hour

Workshop

Containing healthcare costs requires more than short-term fixes. Examine proven, data-driven interventions that have improved outcomes, reduced claims and supported prevention. Explore how to use data analytics to focus investment where it drives measurable value.

Finding the right financing model for your organisation

2:15pm – 3:15pm GMT, 12 March 2026 ‐ 1 hour

Workshop

From captives and trusts to multinational pooling and hybrid models, the financing landscape is changing fast. Explore the strategic and practical considerations of each approach, including governance, transparency and long-term value realisation.

Investing in prevention to futureproof workforce health and sustainability

2:15pm – 3:15pm GMT, 12 March 2026 ‐ 1 hour

Workshop

Prevention is now essential to workforce sustainability. Explore how employers can balance short-term cost pressures with long-term health outcomes, using targeted investment to drive engagement, resilience and productivity across global populations.

From spend to value: The measures and metrics that secure leadership buy-in

2:15pm – 3:15pm GMT, 12 March 2026 ‐ 1 hour

Workshop

The challenge for every benefits leader is to translate healthcare spend into demonstrable business value. This workshop examines the metrics, analytics and storytelling techniques that strengthen leadership confidence, justify continued investment and elevate benefits as a strategic lever.

Global health trends: Anticipating risks and opportunities

2:15pm – 3:15pm GMT, 12 March 2026 ‐ 1 hour

Workshop

As global health dynamics evolve, employers face increasing complexity in managing costs, coverage and access. This workshop delves into emerging risks, from chronic conditions to demographic shifts and the opportunities for organisations to anticipate and act before costs escalate.

Data-driven risk management: Anticipating future workforce health risks and challenges

2:15pm – 3:15pm GMT, 12 March 2026 ‐ 1 hour

Workshop

Proactive risk management starts with the right data insights. Explore how employers can improve data quality, integration and governance to identify emerging health and people risks early and how predictive analytics can help guide targeted, preventative action.

Global consistency vs local flexibility: Designing for compliance and culture

2:15pm – 3:15pm GMT, 12 March 2026 ‐ 1 hour

Workshop

Balancing global governance with local relevance is one of the toughest challenges in benefits design. This workshop session will explore how organisations can achieve alignment while staying compliant and culturally attuned with examples of what good practice looks like in 2026 and beyond.

Delivering whole-of-workforce healthcare: Closing gaps and advancing inclusion

2:15pm – 3:15pm GMT, 12 March 2026 ‐ 1 hour

Workshop

Equity in healthcare access is now a defining element of an inclusive workforce strategy. Explore how employers are identifying and closing gaps in healthcare provision across diverse employee populations, balancing DEI ambitions with cost control and operational realities.

Employer case studies: Practical solutions and secrets to success

3:25pm – 4:00pm GMT, 12 March 2026 ‐ 35 mins

Employer Case Studies

This session brings together benefits leaders from three diverse organisations – varying in size and sector – to share how they have tackled the unique challenges of managing employer-funded healthcare for a multinational workforce. Each case study will outline the issue, how they overcame the challenges along with practical insights, key outcomes and impacts for their organisation and employees.

Case study presentations will be followed by discussion and Q&A.

Case study: Driving value through data: How DHL has transformed workforce health cost management

3:25pm – 4:00pm GMT, 12 March 2026 ‐ 35 mins

Employer Case Studies

• Predicting risk, preventing cost: Using data-driven predictive analytics to identify and manage workforce health risks globally
• Empowering local action: Leveraging a point-based incentive model and real-time dashboards to drive accountability, efficiency and healthy behaviour change
• Securing leadership buy-in: Building a strong business case that links health investment to measurable cost savings and healthier employees

Speakers

Matthias Helmbold

VP Global Risk Benefits, Health and Wellbeing, DHL

Find out more

Case study: Innovative financing - How Philip Morris International transitioned to a virtual captive to drive the financial efficiency of their insured benefits

3:25pm – 4:00pm GMT, 12 March 2026 ‐ 35 mins

Employer Case Studies

• How it all started, the initial steps and key considerations: the rationale behind the move to a virtual captive arrangement to unlock cost savings
• Building a strong business case: the journey to securing stakeholder approval and alignment throughout the decision-making process
• Implementation and next steps: key lessons learnt from the rollout and future aspirations

Speakers

Jonathan Clarey

Global Benefits Leader, Philip Morris International

Find out more

Case study: Global alignment, local impact: How Tetra Pak created medical insurance principles and a robust governance structure to control costs

3:25pm – 4:00pm GMT, 12 March 2026 ‐ 35 mins

Employer Case Studies

• Shifting towards global consistency: Defining clear and enforceable global medical principles across eligibility, cost-sharing, provider access and dependent coverage
• Strengthening global governance: Building a robust framework to drive local accountability and deliver measurable, sustainable cost efficiencies
• Securing local engagement: Combining gap analysis and broker collaboration with an effective communication strategy to ensure local HR and employee buy-in and adoption

Speakers

Andrea Csigir

Global Benefits and Organisational Design Manager, Tetra Pak

Find out more

Employer case studies: Q&A

4:00pm – 4:25pm GMT, 12 March 2026 ‐ 25 mins

Employer Case Studies

Case study presentations will be followed by discussion and Q&A.

Facilitated networking drinks

4:25pm – 5:00pm GMT, 12 March 2026 ‐ 35 mins

Join your peers for a facilitated networking drink kindly sponsored by Aon. Wine, beer and soft drinks available complimentary.